oppwa Widget External Tokenization

COPYandPAY External Tokenization

COPYandPAY allows you to securely collect card, bank account or customer data from shopper and initiate provisioning of an external token with the third party vendor.

External Tokenization must be enabled on the platform before using it. To enable the feature and to know which acquirers, alternative payment methods or third party vendors do support tokenization on their side, please reach out to your Account Manager.

Use cases

Standalone

Provision an external token

Merchant collects card data from the shopper via widget and initiates external tokenization. No payment is being executed.

External token is created by the third party vendor and returned back to the merchant for later use.

During payment

Provision an external token

Merchant collects card data from the shopper via widget and initiates external tokenization during a payment performing account verification and initial purchase.

External token is created by the third party vendor and returned back to the merchant once payment is completed. External token can be used in subsequent payments.

One-click checkout

Authorize CIT payment with external token

Shopper returns on the merchant’s website. Card is already tokenized with the external third party vendor.

Shopper performs an unscheduled one-click purchase with one of the external tokens previously saved.

How it works

Standalone tokenization

Store payment data for later use.

Prepare the checkout

Send the request parameters server-to-server to initialize the tokenization form.

In the request, send only createToken=EXTERNAL without payment information like amount, currency and paymentType

Create the tokenization form

Display the tokenization form on your checkout page. Shopper submits the card information to create external token.

Get the tokenization status

Find out if the external token was successful.

The external token can be retrieve from the response from the tokenAccount object

1. Prepare the checkout

2. Create the tokenization form

3. Get the tokenization status

See also

Back-office operations over payments processed with an external token